PAYMENTS #1 Financial Payment Provider in Emerging Markets SPEAKER PROFILE KEY COMPANY FACTS • Laurent is the CEO of PayU Key Corporate Facts Key Operating KPIs • Le Moal brings extensive knowledge of digital Headquarters Hoofddorp, Netherlands Payments Channels Available 300+ payments and emerging markets to PayU Merchants on the Platform 100k+ • He culminated an 11-year career at PayPal as VP for Founded 2006 Continental Europe, Russia, Middle-East and Africa, Active Markets 133 leading the growth of its consumer franchise across Employees 1,000+ diverse geographies • Laurent Le Moal leads PayU’s strategy and growth, Traffic Aug-17 Aug-18 Active Markets Global building on the company’s position in high growth Unique Users 4.3m 5.9m Laurent Le Moal markets around the world and developing payment solutions which meet the local market needs of both Ownership Private Visits 7.7m 10.8m consumers and merchants CEO Minutes 02:06 01:59 Key Investors Naspers Mobile: 35% Mobile: 34% Sessions Desktop: 65% Desktop: 66% Website payu.com Aug 2018 Direct: 3%, Search: 1%, Sources Referrals: 90%, Other: 6% COMPANY PROFILE PAYU @ NOAH Doing Business @ NOAH Main Presentation Topics • PayUmeans innovative solutions, dynamic development and reliability. Since 2006, we have been conquering the online payments market not only in Poland Present your business proposal through N/A but also in worldwide NOAH Connect app • Partnerships form PayU Group operate in 17 countries on 4 continents, offering over 300 various payment channels – transfers online, payment cards, installments, delayed payment, one-click, recurring. We are committed to continuously improving our offer so that it meets and even exceeds the expectations of our 100,000+ merchants and millions of buyers. They all make our everyday work an exciting and challenging experience Attendees @NOAH • PayUmakes up the e-payments division Naspers, a South African multinational founded in 1915 Laurent Le Moal, CEO • With operations in 133 markets, this media group is ranked third worldwide in terms of the number of e-commerce customers served and presents the greatest upward dynamics in its industry 97

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