Fintech MICHEL GORIS | INTERHYP Co-Founder and CEO SPEAKER BIO Michiel is 49 years old, married and has 3 children. He and his family live in Munich. Michiel started at Interhyp in 2008 as a member of the management board and is CEO since January 2011. In 1997 Michiel started at ING Group in Amsterdam, after having worked at Price Waterhouse and Bertelsmann before. From 2002 to 2006 he worked for ING-DiBa in Frankfurt as CFO, CRO, COO and board member. From 2007 to 2008 he was general manager and CFO at ING Direct in Amsterdam. Michiel graduated with a degree in Economics from the University of Groningen and is a Dutch Certified Public Accountant. KEY CORPORATE FACTS & KPIs COMPANY OVERVIEW Headquarters Munich, Germany Interhyp is the specialist for the private mortgage lending in Germany. Office Locations 95 Interhyp consultants are specialists for the financing of the property. They analyze their customers' needs, develop together with them the optimal financing structure and look after them from the beginning to the punctual payment. Founded 1999 Here, the personal Interhyp finance consultant from the offer of more than 300 banks, savings banks and No. of Employees 1,300 building societies can choose. This gives customers the confidence to get the right solution for him. Because Interhype specializes in home financing and compare many vendors, it can offer the best Active Markets Germany interest rates for individual financing of the property. EV estimated: $650m Closed mortgage volume 2015: 16.1 bn Key Financials Number of contracts 2015: 92,448 Revenues 2015: €167m, EBITDA: €60m Market share of new businesses of mortgages in Germany: 6% Recent Milestones $500m funding rounds to enter new markets Ownership Structure 100% ING Exit Sale to ING for €416m in May 2008 Website interhyp.de 57