PAYMENTS Payment Solutions for 60 Million Consumers Across 90,000 Merchants in 14 Countries SPEAKER PROFILE KEY COMPANY FACTS • Michael Rouse is CCO of Klarna Key Corporate Facts Key Operating KPIs • He oversees new business development, revenue Headquarters Stockholm, Sweden Total End-Customers 60m management and global partnerships and solutions Founded 2005 Total Merchants 90k • During the past years, Rouse has been at American # of Transactions per Day 800k Express, where he held executive positions within Employees Over 1,000 global sales, business development and marketing. EcommerceMarket Share 10% He started as head of sales for the EMEA region at Active Markets Global in Northern Europe American Express Corporate Services, moved on to vice president and general manager of enterprise Ownership Private – VCs Traffic Aug-17 Aug-18 partnerships and Latin American businesses within the Unique Users 4.7m 5.3m Michael Rouse same division, and, most recently, was head of the Funding $662m company’s flagship loyalty program, Membership Permira, VISA, Anders Holch Visits 9.5m 10.9m CCO Rewards, pioneering and developing partnerships with Key Investors Povlsen, Creandum, General the likes of Uber, AirBnB, Amazon and Ticketmaster Atlantic, Northzone Minutes 02:50 02:47 NOAHContent Klarna at NOAH Sessions Mobile: 67% Mobile: 67% Desktop: 33% Desktop: 33% Website klarna.com Aug 2018 Direct: 43%, Search: 20%, Sources Referrals: 20%, Other: 17% COMPANY PROFILE KLARNA @ NOAH Doing Business @ NOAH Main Presentation Topics • Klarna is a leading payments provider that aims to make the payment process simple, smooth and safe for customers and its merchant partners Present your business proposal through Fireside chat with • The company, founded in 2005, was recently named as one of the top disruptor NOAH Connect app companies in the world by CNBC • Klarna works together with 90,000 merchants to offer payment solutions to more than 60 million users in Europe and North America • The company’s North America offices are in Columbus, Ohio and New York. • Klarna has 2,000 employees and is active in 14 countries. Financing through Attendees @NOAH Klarna is issued by WebBank, member FDIC Michael Rouse, CCO 68

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