Fintech ALEXANDER GRAUBNER-MÜLLER | KREDITECH Founder & CEO SPEAKER BIO Alexander Graubner-Müller believes in algorithms and statistical data as the blocks for the next Industrial Revolution. Having led the tech-side of Kreditech as CTO for 3 years, he took over the CEO responsibilities in 2015. Prior to Kreditech’s founding, he co-founded and sold the prediction-market engine PredictX. Before he managed engineering and product development at Rocket Internet. Prior to that he worked as a financial engineer together with the research team at LGT Capital Management where he developed quantitative portfolio allocation strategies. He completed his studies at the University of St. Gallen and the Swiss Institute of Technology with a dual degree in business and econometrics. KEY CORPORATE FACTS & KPIs COMPANY OVERVIEW Headquarters Hamburg, Germany Kreditech Group’s mission is to improve financial freedom for the underbanked by the use of Warsaw, Madrid, Prague, Mexico City, technology. Combining non-traditional data sources and machine learning, the Company is Office Locations Hamburg, Bucharest aiming to provide access to better credit and a higher convenience for digital banking Founded 2012 services. No of Employees 330 The product offerings include consumer loans, a digital wallet and a personal finance manager Poland, Spain, Czech Republic, Russia, designed to help customers manage their credit score and plan their spending. Kreditech also Active Markets Mexico offers a “credit as a service” model, allowing partners to integrate its credit products as Business Overview End-to-end consumer lending payment method or funding source. Founded in 2012 and headquartered in Hamburg, Germany, Kreditech has processed almost three million loan applications through its KPI #1 N° of loans paid out subsidiaries. Recent Milestones IFC Worldbank Funding The company is led by CEO and Co-Founder Alexander Graubner-Müller and is financially Key Financials Revenue 2015: €41.3m backed by world-class investors including J.C. Flowers, Peter Thiel, and the World Bank’s IFC. Ownership Private Total Funding $152.1m Key Investors J.C. Flowers, Peter Thiel, IFC Worldbank, Värde Partners Website kreditech.com 81