LENDING PLATFORMS Credit Solutions for Underbanked Customers SPEAKER PROFILE KEY COMPANY FACTS • Alexander Graubner-Mueller is founder and CEO of Key Corporate Facts Key Financials Kreditech. Having led the tech-side as CTO for three Headquarters Hamburg, Germany Revenues 2017E €51-100m years, he took over the CEO position in November Founded 2012 2015. Alexander achieved the Master of Quantitative Finance and Economics of University St. Gallen Funding €204 (equity), €286 (debt) • Prior to founding Kreditech, Alexander co-founded and sold the prediction-market engine PredictX. Before this Employees 100-1,000 he managed engineering and product development at Active Markets Global Rocket Internet in Asia. Prior to that he worked as a financial engineer with the research team at LGT Ownership Private – VCs Capital Management Alexander PayU, Rakuten, IFC, J.C. • He is a Big Data Pioneer and visionary for Digital Graubner-Müller Flowers & Co., Kreos Capital, Banking. He believes in algorithms and statistical data Key Investors Global Founders Capital, Founder & CEO as the key building blocks for the next Industrial Blumberg Capital Revolution NOAH Content Kreditech at NOAH Website kreditech.com COMPANY PROFILE KREDITECH @ NOAH Doing Business @ NOAH Main Presentation Topics • Kreditech Group’s mission is to improve financial freedom for the underbanked with the use of technology. Combining non-traditional data sources and Present your business proposal through 1. Why fintech is the future in emerging machine learning, the company is aiming to provide access to better credit and NOAH Connect app markets a higher convenience for digital banking services. The product offerings include 2. Strategy for the latest launch in India consumer loans, a digital wallet and a personal finance manager designed to 3. Algo-based credit scoring help customers manage their credit score and plan their spending. Kreditech also offers a “Lending as a Service” model, allowing partners to integrate Kreditech’s credit products via an API into their own platform and services • Founded in 2012 and headquartered in Hamburg, Germany, Kreditech covers more than 5 markets worldwide, amongst others Russia, Mexico, Spain and Attendees @ NOAH Poland. Up until now, the company has processed more than four million loan Alexander Graubner-Müller, Founder applications through its subsidiaries & CEO • Kreditech’s team of more than 387 people is led by CEO and Co-Founder Alexander Graubner-Müller and is financially backed by world-class investors including PayU, J.C. Flowers, Peter Thiel, and the World Bank’s IFC 68