Fintech ALEXANDER GRAUBNER-MÜLLER | KREDITECH Co-Founder and CEO SPEAKER BIO Alexander Graubner-Müller believes in algorithms and statistical data as the blocks for the next Industrial Revolution. Having led the tech-side of Kreditech as CTO for three years, he took over the CEO responsibilities in mid-November 2015. Prior to Kreditech’s founding, Alexander co-founded and sold the prediction-market engine PredictX. Before he managed engineering and product development at Rocket Internet. Prior to that he worked as a financial engineer together with the research team at LGT Capital Management where he developed quantitative portfolio allocation strategies. He completed his studies at the University of St. Gallen and the Swiss Institute of Technology with a dual degree in business and econometrics. KEY CORPORATE FACTS & KPIs COMPANY OVERVIEW Headquarters Hamburg, Germany Kreditech Group’s mission is to improve financial freedom for the underbanked by the use of technology. Office Locations Warsaw, Madrid, Prague, Mexico City, Combining non-traditional data sources and machine learning, the company is aiming to provide access Hamburg to better credit and a higher convenience for digital banking products. Its unique scoring technology enables it to score, underwrite and payout to “underbanked” people, those with little or no credit history. Founded 2012 The product offerings include consumer loans, a digital wallet and a personal finance manager designed No. of Employees 300 to help customers manage their credit score and plan their spending. Founded in 2012 and headquartered in Hamburg, Germany, Kreditech has processed almost three million loan applications in its subsidiaries. Active Markets Poland, Spain, Czech Republic, Russia, Mexico Other KPI #1 Loan Applications >2.8m Key Financials Revenue 2015: €41.3m (96% growth compared to 2014) Business Overview Consumer Finance technology Total Funding €314m raised Key Investors Värde Partners, J.C. Flowers, Peter Thiel, IFC Worldbank, Blumberg Capital Website kreditech.com 1