NOAH Top List: European FinTech 1 Company Location Business Overview Founded KeyInvestors Funding A lending platform for small 2010 businesses (LON:FCH) €1,513m Provides e-commerce payment solutions for 2005 €689.5m merchants and shoppers Provides money transfer service for individuals and 2011 €687.7m businesses Helps customers manage their bank accounts through 2013 €456.4m their smartphones Online big data scoring technology and machine- 2012 €442.6m learning algorithms services Provides digital and commercial banking services 2014 €413.3m for merchants and businesses Online service that lets people send money to friends 2010 €362.9m and family living abroad Provide free international money transfers and global 2015 €299.4m fee-free spending for users Provides mobile payment services for businesses and 2010 individuals €273.2m acquired by Paypal Offers peer-to-peer loans with low rates, flexible terms, 2005 €264.1m and no early repayment fees A digital-only bank platform 2015 acquired by Addison Group €237.1m Provides multichannel payment services for 2006 €236.7m merchants (AMS:ADYEN) Online peer-to-peer loan 2007 marketplace €176.3m Provides discreet loans secured exclusively against 2008 €164.1m luxury assets Operates a pan-European online marketplace for 2012 €158.4m savings and investments Note 1: Exchange rates as of 19. 06. 2019 32 Source: Company websites, CrunchBase, NOAH Advisors.