Ecommerce & Retail KRISTOKÄÄRMANN| TRANSFERWISE Co-Founder & CEO SPEAKER BIO Kristo Käärmann is the co-founder of TransferWise, a peer-to-peer international money transfer business. Prior to starting TransferWise, Kristo was a management consultant with Deloitte Consulting and PricewaterhouseCoopers. Kristo started his first business, an online investments tracking portal Investor.ee in 1999, when he was 19. Kristo is also involved in the organisation of Young Scholar Grant, where grants are given out to the brightest prospective university students of Estonia to study abroad in Europe’s best universities. KEY CORPORATE FACTS& KPIs COMPANY OVERVIEW Headquarters London, UK TransferWise lets expats, foreign students and businesses move money globally. The firm's pricing and operating model are a substantial departure from standard practice in the money Office Locations London, Tallin, New York transfer sector, providing customers with a lower-cost alternative to traditional means of Founded 2010 movingmoneyinternationally. Active Markets Worldwide TransferWise was founded in London in March 2010 by Taavet Hinrikus and Kristo Kaarmann. Taavet was part of the small team that started Skype in 2003 and has recently worked with a No of Employees 300 number of startups as an angel investor and advisor. Kristo had a financial services Business overview Peer-to-peer money transfer service backgroundfrom Deloitte and PricewaterhouseCoopers. IA Ventures, Index Ventures, Seedcamp and KeyInvestors KimaVentures. Strategic angels include Virgin Group Sir Richard Branson Website transferwise.com 87