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Insurance & Finance DR KARSTEN VON DIEMAR| CONCARDIS Vice President of Product Management SPEAKER BIO Dr von Diemar is Vice President of Product Management and a member of the Management Board of ConCardis GmbH. He is responsible for product development in connection with e- payments, mPOS, acquiring and terminals. Dr von Diemar earned his PhD in physics and has been working in the payment card industry since 1999. During this time he has gained extensive experience in payment services, sales and POS product development. Dr von Diemar has also been a board member of the Federal Association of Payment Institutions (BVZI) since 2009. KEY CORPORATE FACTS& KPIs COMPANY OVERVIEW Headquarters Eschborn, Germany ConCardis is a joint venture between German banks and savings banks and is one of Europe’s leading providers of cashless payments, with some 30 years of experience in the Founded 2003 field of card acceptance. The company serves 230,000 customers in Germany, Switzerland, Austria and Benelux, providing a full range of debit and credit card payment services to around No of Employees 180 400,000 points of sale in face-to-face retailing as well as in e-commerce and mail order. The payment institute is authorised by the German regulatory authority BaFin and is successfully Active Markets DACHand BENELUX expanding into other European markets. Business Overview Cashless payments provider KPI#1 €32bn+ transaction volume KPI #2 300m+ transaction processed Key Financials €440.7m revenues Ownership Joint venture between German banks Website concardis.de 111

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