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Insurance & Finance ROBERT HENKER | CASHBOARD Co-founder & CEO SPEAKER BIO Robert Henker is the founder and CEO of Refined Investment, owner of Cashboard. He is responsible for issues related to strategy, organization and law. On the partner side, he takes care of institutional partnerships with asset managers and brokers. Robert studied Economics- Computer Science in Dresden and holds an MBA from ESCP Europe business school. From 2011 to 2012, he participated in an intensive study of the German Frankfurt Stock Exchange and the EBS Business School Oestrich- Winkel, receiving his certification as a consultant for capital market products and portfolio manager in the German stock exchange. KEY CORPORATE FACTS& KPIs COMPANY OVERVIEW Headquarters Berlin, Germany Cashboard is a web-platform allowing private investors to invest in a personal tailored and diversified portfolio in three simple steps. It’s the first integration of modern asset classes (like Crowdinvesting, P2P Lending and Social Trading) with settled investments (stocks, funds, Founded 2014 ETF) in one platform in one account. Portfolio management, tax-optimization and loss protection are done automatically by a Active Markets Germany proven software (the existing business Refined Investment - No.1 Online-Trading platform in Germany) and can be customized individually. Clients can choose to invest automatically and Business Overview Online portfolio management lean back or build, share and monetize their individual portfolios to others using a link to social media. Recent Milestones Top 10 finalist for the “Next Bank Europe Award 2014” in the category New Banking KPI#1 Winner of the SevenVentures Pitch Day at the NOAH Conference 2014 in London Key Investors ProsiebenSat1 Website Cashboard.de 10

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