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Insurance & Finance MICHIEL GORIS | INTERHYP CEO SPEAKER BIO Michiel joined Interhyp in 2008 as a member of the management board and serves as the CEOsinceJanuary2011. In 1997 he joined ING Group in Amsterdam. From 2002 to 2006 he worked for ING-DiBa in Frankfurt as CFO, CRO, COO and management board member. From 2006 to 2008 he was General Manager and CFO at ING Direct in Amsterdam. Michiel graduated with a degree in Economics from the University of Groningen and holds the Dutch title of Certified Public Accountant. KEY CORPORATE FACTS& KPIs COMPANY OVERVIEW Headquarters Munich, Germany Interhyp AG operates as a distributor of residential mortgages in Germany. The company also provides insurance products related to properties and their financing. It offers its broking Office Locations 81 services directly under the Interhyp brand; and through local residential mortgage brokers and independent financial advisors under the Prohyp and MLP Hyp brands. The company is based Founded 1999 in Munich, Germany. Interhyp AG is a subsidiary of ING Direct N.V. No of Employees 1100 Active Markets Germany Business Overview Retail mortgage broker KPI#1 66k+ contracts in 2014 KPI #2 €12bn closed volume in 2014 Key Financials Achieved €118m of revenue in 2014 Ownership ING (100%) Website interhyp.de 8

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