LENDING PLATFORMS Versatile Funding Solutions to SMEs SPEAKER PROFILE KEY COMPANY FACTS • Jens Woloszczak worked as a consultant for Key Corporate Facts McKinsey & Company for more than five years, where Headquarters Berlin, Germany he focused on the commercial banking sector • Working for major European banks, Jens experienced Founded 2014 the outdated approach these banks took towards working with SMEs. Jens saw an opportunity in the Funding €100m industry and founded Spotcap, with the aim of Employees 100-1,000 changing the banking landscape by using the latest technologies to address the financing challenges Active Markets International faced by small businesses Ownership Private – VCs Jens • Jens holds a degree in industrial engineering from the Technical University of Berlin and studied economics Woloszczak Rocket Internet, Finstar Financial Group, Access Industries, Holtzbrinck Ventures, Kreos at Cass Business School Key Investors Capital, Heartland Bank Founder & CEO NOAH Content Spotcap at NOAH Website spotcap.com COMPANY PROFILE SPOTCAP @ NOAH Doing Business @ NOAH Main Presentation Topics • Spotcap empowers SMEs with tailored finance, allowing them to focus on what really matters—their business. The company has developed a unique 1. The financing problem facing small proprietary lending platform and credit algorithm which offers a fast and superior Partnerships Interest businesses around the world; an assessment of the real-time performance of SMEs White label lending technology partnerships; introduction to Spotcap and its • Led by Founder and CEO Jens Woloszczak, Spotcap is headquartered in Berlin Lending as a Service partnerships foundational story; its USP and historical Germany, and operates as a direct lender to SMEs in the United Kingdom, the performance Netherlands, Spain, Australia and New Zealand. The company has entered into 2. Spotcap’s two pillar approach to solving a strategic partnership with BAWAG Group to offer same-day financing to this problem - direct business lending in Austrian SMEs and now offers its proprietary technologies and models to major five markets and Lending as a Service institutions, financial or otherwise, under its Lending-as-a-Service proposition partnerships with major institutions, • Spotcap has raised 100 million euros in financing and is backed by a number of financial or otherwise high profile investors including Rocket Internet, Finstar Financial Group, Access 3. What’s next for Spotcap and the financial Industries, Holtzbrinck Ventures and Heartland Bank services industry • The growing team currently consists of more than 120 employees globally Attendees @ NOAH Jens Woloszczak, Founder & CEO 101